Sagicor Bank Jamaica Limited (formerly RBC Royal Bank (Jamaica) Limited v Lakeland Farms Limited

Agency-Requirements-Scope-Whether an employee is authorised to contract with third party bank

Banking-Scope of duty of care owed by bank in encashing cheque made payable to it drawn on a third party bank

Interest-Whether claimant bank entitled to commercial interest

Negligence-Whether bank negligent in permitting signatory on account at third party bank to encash cheque drawn on that account before cheque is cleared in the ordinary course

Restitution-Whether payment made on dishonoured cheque recoverable as money has and received-Principles relating to payment of money under a mistake of fact