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Wilson's Electronics Limited v Spectrum Insurance Brokers Limited

Court: 
Supreme Court
Catchwords: 

Insurance-Agency-Insurance secured through a broker-broker an agent for the insured-Insured requiring coverage for active cable transmission lines-Exclusion clause in policy excluding such risk-No such coverage available in the trade-Broker failing to inform insured of exclusion clause-No disclosure to the insurer that equipment was active transmission lines-No indemnity by insurer-Whether the broker in breach of agency contract-Whether broker liable to indemnify the insured-Whether broker under a duty to disclose the exclusion clause or inform the insured that no such coverage available for that risk.

Misrepresentation-Whether broker liable to the insured for misrepresenting to the insurer the nature of the property to be insured-Whether broker misrepresented that coverage had been secured over the active transmission lines-Measure of damages.

Document Type:

Year: 
2014
Suit/Claim number: 
2013 CD 00140
Neutral Citation: 
[2014] JMCC Comm 11