JMMB Merchant Bank Limited (Formerly, Capital & Credit Merchant Bank Limited) v Bruce James and Edna James and JMMB Merchant Bank Limited (Formerly, Capital & Credit Merchant Bank Limited) v Bruce James and Edna James [Consolidated Claims]

Applications to set aside Default Judgments and Judgments on Admission-Defendant unrepresented when admission filed-Guarantee-Whether set off possible of a pending claim-Whether notice to guarantor served-Whether interest clause a penalty-Whether defence has real prospect of success